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If you’ve been involved in an accident, it’s important to take the following steps (if you are able to do so):
Generally, personal injury claims arising from another's negligence should be lodged within 2 years from the incident date.
The truth is, insurance companies prioritize their interests. They often aim to resolve cases rapidly and economically. They might even reach out for a settlement before the full scope of your injuries is apparent. Because of this, it’s always helpful to engage an attorney early on and avoid direct discussions with the adverse insurance company.
First, you’ll want to utilize your health insurance for bill coverage. Alternatively, if you have medical payments coverage (“med-pay”) with your auto insurance, this might aid in covering some medical expenses.
Without either, consider seeking your attorney's assistance in negotiating payment delays or managing collection efforts and potential liens. Any bills not covered or in the absence of health insurance will typically be addressed from your case settlement, so it’s important to document all medical expenses or allow your attorney to maintain this record.
Medical records are pivotal in substantiating damages in personal injury claims because they chronicle the nature, intensity, and evolution of your injuries.
Delays in medical treatment after an incident or inconsistent adherence to medical guidance can lead insurance firms to contest the origin of your injury, undermining your claim.
Meanwhile, making sure that you get timely and consistent medical care will bolster the authenticity of your narrative and help you find not only the best medical outcome but the best financial recovery, as well.
There’s no reason to wait for insurance claim denials or lowball settlement offers. Remember, insurance companies of the opposing party will prioritize their interests, often at the expense of yours. By engaging a seasoned personal injury attorney promptly, you can ensure that you’re getting the full amount of compensation you deserve. For more information on Filing A Personal Injury Claim In Illinois, an initial consultation is your next best step.